Back to the Finance Calculators

Home loans are not uniform. Terms are always different, depending on lender, terms, add-on fees, and your own creditworthiness. That's why getting a loan calls for due diligence, research, and access to a home loan calculator. Australia home loans can be had, and you can gain access to the best rates and best terms, with our help. We've taken the time to do two things to make it easier for you. First, we've compiled all the information on rates and terms from Australia's leading home lenders. Next, we've created a state-of-the-art home loan calculator (Australia-specific), which goes far beyond the basic calculators offered on other sites. Using our calculator, you can quickly compare and contrast different scenarios, to see what your payment would be under different circumstances—for example, how much less would you pay if you can come up with 25 percent down? How much more a month would you pay if you can qualify for a zero-down loan? Naturally, the monthly payment you end up with is a major factor in your home loan, and you must balance the convenience of a lower down payment with the burden of a higher monthly payment.

How much can you save?

There is a lot to consider. First, you have to determine what kind of home you want, and how much home you can afford. And if you're lucky, both of those factors will line up. By starting with a home loan calculator, you may have a better chance at getting the home you want and deserve. Take advantage of our easy calculators right here to get started. You can easily and quickly determine how much interest you could save under various scenarios, how much your maximum borrowing capacity might be, and how much you would have to pay for lenders' mortgage insurance under different circumstances. And that's why you need our calculator—a simple mortgage calculator that just calculates payments and interest doesn't really take the whole picture into consideration.

Savings calculator

To get started, just enter in your information. You will be able to entertain different scenarios, and quickly determine what you can qualify for, and how much you will have to pay. We will put you in contact with Australia's leading, most reputable lenders for a no-obligation quote, and you'll be in your new home before you know it.