Financial Calculators
The LowerBills financial calculators section contains a bunch of useful tools to simplify all your number crunching.
Many of the finance calculators detailed will help you with working out complex budgets and comparisons between credit cards, home loans and savings products. Simply check the summary of each financial calculator below to find which one best suits the calculation you need to make.
Financial Calculators
Below you will find a number of handy Financial Calculators which we invite you to use. All our Financial Calculators provide you with a solution which may assist you when considering purchasing a property for Owner Occupied or Investment purposes.
Please feel free in following one of the Finance Calculator Links below:
With our Repayment Calculator you will be able to establish what Monthly, Fortnightly and Weekly repayments are required by Financial Institutions according to the Home Loan amount, Interest chosen and the period of the Home Loan. Feel free in using this calculator to determine what your commitment will be to the Financial Institution Chosen.
More InfoThe Comparison Calculator compares two different loans taking into account the rate, number of years and any monthly fees associated to the loan. (It should be noted that if comparing a loan with yearly fees, simply divide the fee by 12 and use that amount as the monthly amount)
More InfoThe Interest savings calculator is a great tool that will show you how much interest can be saved by making additional monthly payments to your Home Loan. You will be amassed what an additional $100.00 per month will make to the total Interest Paid, but also to how quickly you can pay off your Home Loan.
More InfoThe Stamp Duty Calculator is a great tool which determines what Government Costs are associated when purchasing an Owner Occupied or Investment Property. You should also note that the scales differ for First Home Owner, and that there are additional concessions available from each State Government.
More InfoOur Lenders Mortgage Insurance (LMI) Estimator will provide you with an indication of how much it will cost you to secure a loan above 80% loan to value ratio for regulated and non regulated loans. It will also provide you with your costs when it comes to securing a low Doc or Asset Lend loan. You will also find that First Home Owners are still required to pay Lenders Mortgage Insurance and those discounts are also listed for you
More InfoLoan Navigators has provided you with one of the most accurate Borrowing Capacity Calculator available in the market today. This Calculator has been built in line with Mortgage Insurers. According to the information inputted, the Maximum Borrowing Capacity Calculator will provide you with the appropriate result. It should be noted that Institutions Maximum Borrowing may vary and for a more accurate assessment you can speak directly with one of our Finance Consultants.
More InfoThe credit card reduction calculator is a great tool which shows you just how long it will take to pay off your current credit card debt based on your regular monthly repayments. In addition to this you can enter an amount of months you would like your credit card paid off in, and the calculator will then provide you with the amount you need to pay on a monthly basis to achieve this goal.
More InfoWith the Savings Calculator you are in the position where you can determine your short, medium and long term goals. As certain factor do not vary, it is only an indication of savings and further assistance should be sought.
More InfoThe vehicle lease calculator is a great tool which provides you with a detailed snapshot of the repayment figure of a lease or hire purchase facility. This calculator takes into account many factors such as stamp duty relevant to the state of purchase, residual at the end of the term, GST on the repayment amount.
More InfoDisclaimer: LowerBills.com.au is a third party reviewer of Australia's financial sector and has no direct affiliation or legal liability with Australian banks. While we make a modest attempt to be up to date and accurate on all published material, there is an inherent delay between the banks and us.
LowerBills.com.au collects information for many Australian credit card products; please note that this data represents only a limited group of credit cards available in the Australian market. We recommend you seek the advice of your own financial adviser before making a decision on a product from the information you have obtained from this website.
Asic Credit License No:401965 Credit Ombudsman Service Limited Membership Number: M0009285
