Financial Calculators
The LowerBills financial calculators section contains a bunch of useful tools to simplify all your number crunching.
Many of the finance calculators detailed will help you with working out complex budgets and comparisons between credit cards, home loans and savings products. Simply check the summary of each financial calculator below to find which one best suits the calculation you need to make.
Financial Calculators
Below you will find a number of handy Financial Calculators which we invite you to use. All our Financial Calculators provide you with a solution which may assist you when considering purchasing a property for Owner Occupied or Investment purposes.
Please feel free in following one of the Finance Calculator Links below:
With our Home Loan Repayment Calculator you are able to establish what monthly, fortnightly or weekly repayments are required by your home loan provider, according to the loan amount, interest rate and the total period of the loan. Get a quick run down of your financial commitments to the lender.
Use this calculator nowThe Home Loan Comparison Calculator compares two different Australian home loans, taking into account the interest rate, number of years and any monthly fees associated with the loan. It allows you to see the expected savings of one home loan over another in real terms.
Use this calculator nowThe Interest Savings Calculator shows you how much interest can be saved by making additional monthly payments to your Australian home loan. Paying an additional $100 per month can make a big difference to the total interest paid and the total length of your home loan.
Use this calculator nowThe Stamp Duty Calculator is a great tool to help you work out the required government costs associated with purchasing an Owner Occupied or Investment Property in Australia. First home owners may be entitled to concessions or fee waivers and these are indicated by the calculator.
Use this calculator nowOur Lenders Mortgage Insurance (LMI) Estimator provides an indication of how much it will cost you to secure an Australian home loan above 80% loan to value ratio for regulated and non regulated loans. It also gives an indication of costs when it comes to securing a Low Doc or Asset Lend Loan.
Use this calculator nowHow much can you borrow? The Maximum Borrowing Capacity Calculator gives you an indication of the amount that you will be allowed to borrow for your home loan, based upon your total income and your total liabilities. It’s a great place to start, especially if you are new to the process and are looking for your first home loan.
Use this calculator nowThe credit card reduction calculator is a great tool to show you just how long it will take to pay off your current credit card debt based on your regular monthly repayments. Enter the amount of months you would like your credit card paid off in and it will calculate the new monthly payment required to achieve this goal.
Use this calculator nowThe Savings Calculator allows you to determine your short, medium and long term financial goals. You enter the initial investment amount plus your additional contributions and it will let you know how much it will be worth over the investment period.
Use this calculator nowThe car loan calculator provides you with a detailed snapshot of the repayment figure of a lease or hire purchase facility. A car loan is not as simple as other loans - this calculator makes things easier by taking into account stamp duty relevant to the state of purchase, residual at the end of the term and GST on the repayment amount.
Use this calculator nowDisclaimer: LowerBills.com.au is a third party reviewer of Australia's financial sector and has no direct affiliation or legal liability with Australian banks. While we make a modest attempt to be up to date and accurate on all published material, there is an inherent delay between the banks and us.
LowerBills.com.au collects information for many Australian credit card products; please note that this data represents only a limited group of credit cards available in the Australian market. We recommend you seek the advice of your own financial adviser before making a decision on a product from the information you have obtained from this website.
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