Living a budget-conscious lifestyle is a very smart thing to do, especially in a down economy where everybody is trying to raise money for unexpected situations. Even though many might focus on the big costs such as gas, groceries or electricity bills, there are many other things you can do to cut down costs and enjoy a new lifestyle. Obviously, you already know the common strategies for saving money, such as sticking to a budget, planning your purchases or setting aside a portion of your pay check on a monthly basis. However, there are certain simple life hacks and tricks that can help you save even more in the long run. Here they are. Read more ›
You will most likely agree that it is smart to save money for a rainy day. However, saving money is not as easy as it may seem. Perhaps you even find it difficult to actually save money even though you want to do it. Spending less money is not the only way to save, even though this can be quite challenging in itself. If you want to be a smart money-saver, then there are actually several ways you can cut back on your spending.
Read more ›
We have heard it all before. Not all debt is bad. Good debt can do wonders for your finances. Yet many people are still drowning in debt, whether good or bad. Their debts consume them. Your lifestyle is a reflection of your debt. It will show as you struggle to stretch each paycheck. Can you imagine living that kind of life forever?
Many people tend to spend more than they had budgeted for when shopping at a supermarket. One of the things that make shoppers feel the urge to buy more is the way things are arranged in a supermarket. For instance, magazines and sweets are placed near the cash register, and the items that people buy regularly are spread around the supermarket so that they can see other tempting goods as they search for what they want.
Read more ›
Saving money has become a priority for most households, especially since their spendings are increasingly growing by the day with so many bills to pay and personal necessities. But just because you desperately want to save money, this does not mean that you should eat beans or rice and wash your hair with eggs, as there are a couple of ways that can help you score big savings without too much struggle. We compiled a list of money-tips for households to help you avoid getting into debts and live comfortably without depriving yourself of those things you really need or want.
Read more ›
Welcome to Lower My Bills.